Does not getting paid matter (and how do you make it matter?).

[Sundance]

I think roomba's point wasn't that the HoP can go full anarchist but more that anyone who can access the bank records can withdraw ALL of the cash without any checks or any repercussions.

This is a very bad thing because it creates apathy towards money and worse still, creates inflation with various traders as one will have to assume that theres going to be dirty hop with all the station budget. This inflation basically cuts off anyone relying on their wages to buy anything. 

The second glaring problem is lack of stuff to buy/lack of traders.